To access the best mortgage deals it is important to have a a good credit score score. You can check your credit score for free with one of the main three credit reference agencies in the UK: Experian, Equifax and TransUnion. You can use your report to identify areas that you need to improve.

There are many things to do to increase their get, and additionally making certain your costs was paid off on time and you can reducing your debts.

Read our ultimate guide to alter your credit rating for the full lowdown. We’ve also put together a 12-few days bundle to a better credit score, which breaks it down into easy-to-follow steps.

5. Register to help you vote

Before you make a mortgage application, make sure you are on the electoral check in as this can improve your credit score by around 50 items. It also allows lenders to check that you are who you say you are and make sure the details on your application are accurate. (more…)